Secured credit cards offer benefits similar to regular credit cards and hence an applicant should try and get a card with lower fees and more features, suggests Sarbajeet K Sen.
Punjab Kings' batting sensation Ashutosh Sharma had the self-belief to take his team over the line, though Gerald Coetzee ended his stay at the crease to take Mumbai Indians to their third win of the ongoing Indian Premier League season.
'A score of 750 and above is considered to be good, though these cut-offs can vary depending on the type of loan being sanctioned,' points out Arun Ramamurthy.
From setting up cutting-edge facilities to cater to the domestic market and building capabilities of global standards, the action is building up.
Private sector lender Yes Bank on Saturday reported a 46.7 per cent growth in net profit to Rs 502 crore for the June 2024 quarter, helped by a reduction in provisions. The city-headquartered bank's core net interest income rose 12.2 per cent to Rs 2,000 crore. Its net interest margin stayed flat at 2.4 per cent.
'Trump will absolutely back New Delhi on its position that Pakistan must do more to crack down on terrorists that threaten India.'
Vimla Patil always stressed the importance of proving wrong the perception that women were women's worst enemies. And it iss a lesson I carried forward with me all through my career, learning empathy, understanding and ways to help as I went along. Sathya Saran, who succeeded Mrs Patil as Femina's editor, pays homage to the well-known journalist who passed into the ages on September 29, 2024.
'Banks make money because they take the right credit calls. So they need to focus on risk mitigation rather than risk avoidance.'
'We have lots of experience around our squad, like Daniel Vetori. So, you need to balance between the objective data that you gather and what you are feeling out there.'
The country's largest private lender HDFC Bank on Saturday reported a 6.51 per cent decline in its consolidated net profit to Rs 16,474.85 crore in the April-June quarter compared to the previous January-March quarter. The city-headquartered lender, which merged its mortgage major parent HDFC into itself in July last year, had reported a net profit of Rs 17,622.38 crore in the March quarter. On a standalone basis, the net profit declined to Rs 16,174.75 crore in April-June 2024-25 from Rs 16,511.85 crore in January-March 2023-24.
Public sector banks (PSBs) posted 16.1 per cent year-on-year (Y-o-Y) growth in net profit at Rs 39,974 crore during the June 2024 quarter. While net interest income (NII) showed subdued growth of 7.1 per cent, provisions and contingencies declined by 10.5 per cent Y-o-Y. This aided the bottom line to show steady growth.
Issuing guidelines for enhanced disclosures by CRAs, the watchdog has called for having a uniform Standard Operating Procedure in respect of tracking and timely recognition of default.
Rehana Sultan was all set to be a path-breaker. The time was right. Hindi cinema had emerged from the 1960s musicals era. But somehow, leading film-makers of the time did not believe Rehana had that cachet. It was Zeenat Aman who ended up being the definitive taboo-trasher of the era. Dinesh Raheja salutes the trendsetter of the 1970s, Rehana Sultan.
Angry Young Men gloats in Salim-Javed's well-known attributes yet never gains access into the process or passion behind one of Indian cinema's greatest chemistries at work, observes Sukanya Verma.
The two governments are slated to ink a slew of agreements.
'When Tilak Varma, Hardik bhai and even Tim David were batting, we were still a bit, I won't say worried but concerned.'
An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans, points out Arun Ramamurthy, founder and director, Credit Sudhaar.
Jannik Sinner secured the year-end world number one ranking by beating Czech 30th seed Tomas Machac in the Shanghai Masters semi-finals.
'China is India's primary strategic challenge, which will not go away.
Virat Kohli is going through a rare lean phase in his career, but Sharma is unperturbed and feels that the Indian captain will bounce back.
India's largest PSU bank, State Bank of India, delivered excellent results, once the impact of a big jump in employee expenses was adjusted for. The net interest income (NII) beat the Street due to a better net interest margin (NIM) and good loan growth. The credit growth at 5.2 per cent quarter-on-quarter (Q-o-Q) (15 per cent year on year) was excellent for a large bank.
Young Lucknow Super Giants batter Ayush Badoni credited skipper KL Rahul and coach Justin Langer for keeping faith in him despite his disappointing run early in the ongoing IPL season, saying their support helped him perform against the Delhi Capitals, albeit in a losing cause.
External Affairs Minister S Jaishankar on Sunday concluded a crucial visit to Male, assuring the country's top leadership that the Maldives remains an important partner of India in maintaining peace, stability and prosperity in the Indian Ocean region.
Mithun Chakraborty started from scratch in bit roles and had no Godfather backing him. Yet, remarkably, his career now straddles six decades and he continues to win acclaim, observes Dinesh Raheja.
'Investors should consider small and midcaps only if they can handle volatility and have a longer investment horizon.'
Pakistan produced a clinical display to crush India by 10 wickets for their first victory over their neighbours in a World Cup match in 13 attempts. Chasing 152 for victory after putting India in, Pakistan completed the task in 17.5 overs, leaving the Indian team and its millions of fans stunned.
Outright fear and lack of awareness can harm your CIBIL score
'Sanjay Leela Bhansali wanted me to play Qudsia Begum with a glass of wine in one hand and a cigarette in the other. I told Sanjayji that I have never held a cigarette in my hand.'
Central Bank of India classified its loans to Go First as non-performing assets (NPAs) in the July-September quarter (second quarter, or Q2) of 2023-24 (FY24). The no-frills carrier has been under insolvency proceedings since May 2023 and ceased operating flights on May 3 this year. The public sector lender's exposure, including government-guaranteed emergency credit to the ailing airline, amounts to about Rs 2,000 crore.
A strategist and a quintessential political leader with grassroots connect, Rajnath Singh is credited with expanding the Bharatiya Janata Party's organisational network in the Hindi heartland state of Uttar Pradesh in the 1990s and the subsequent decades.
Images from the US Open men's singles quarter-finals at Flushing Meadows, New York, on Wednesday.
Saturday's Quad meeting in Delaware is taking place against the backdrop of China's assertive behaviour in the South China Sea, its sabre-rattling in the Taiwan Strait and increasing footprints in the Pacific and Indian Ocean, asserts Rup Narayan Das.
We asked you, dear readers to share your best tips on saving money. Navin K Singh shared these tips.
Here's how you can do it without burning a big hole in your pocket.
'I just want to play good cricket and yeah, doing it for someone is totally against who I am as a person and what I believe in.'
While it is a convenient mode of payment, it is not an efficient way of borrowing. Repay your dues fully every month if you decide to use it
This is the kind of film to watch with friends and maybe a six-pack. It has some risqu bits but nothing so vulgar that the pause button would need to be hit if Mummyji walks into the room, notes Deepa Gahlot.
'If I was running for a drop shot, I was limping there more than running.'
The youth -- their dreams of government jobs unfulfilled -- are voicing their frustration.
Thousands of workers of every description -- from journalists to steel workers, from painters to New York cops, from auto to engineering workers -- marched for two hours down 5th Avenue one of Manhattan's most iconic thoroughfares, reports Jyoti Punwani.
